First Century Bank News

First Century Bank has been part of your community for more than 100 years. We take great pride in our legacy.


Sneedville Area Scam

Fraudulent phone calls have been spreading around Hancock County requesting personal information, including debit card pin request in reference to Regions debit cards.


First Century Bank nor any other financial institution will ask for your personal information via email or phone. If you have been contacted by anyone please notify your bank immediately as your personal information may have been compromised. For more information please contact us at 423-626-1640 ext. 2108.



U.S. Savings Bonds are Going Paperless in 2012



U.S. Savings Bonds are going paperless! No more paper savings bonds through financial institutions or mail order after December 31, 2011. Buy and manage savings bonds electronically through TreasuryDirect,


Savings Bonds Frequently Ask Questions




FDIC Updates



Notice of Changes in Temporary FDIC Insurance Coverage For Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. Congress has now decided not to extend this temporary unlimited coverage past December 31, 2012. This temporary unlimited coverage was in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.


For more information about texpiration of the temporary FDIC insurance coverage as of December 31, 2012, please visit the FDIC website at


To learn more visit one of our bank locations or view resources from FDIC at